Courtesy of North Star Real Estate, Inc., REALTOR®

Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income

 

Take Home Pay/All family members

 

Child Support/Alimony

 

Pension/Social Security

 

Disability/Other Insurance

 

Interest/Dividends

 

Other

 

Total Income

 

 

Expenses

 

Rent/Mortgage

 

Life Insurance

 

Health/Disability Insurance

 

Vehicle Insurance

 

Homeowners or Other Insurance

 

Car Payments

 

Other Loan Payments

 

Savings/Pension Contribution

 

Utilities

 

Credit Card Payments

 

Car Upkeep

 

Clothing

 

Personal Care Products

 

Groceries

 

Food prepared outside the home

 

Medical/Dental/Prescriptions

 

Household Goods

 

Recreation/Entertainment

 

Child Care

 

Education

 

Charitable Donations

 

Miscellaneous

 

Total Expenses=

 

Remaining Income After Expenses=

 

 

www.REALTOR.org/realtormag Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSŪ . Copyright 2003. All rights reserved.


Contact Information

North Star Real Estate, Inc., Realtor® North Star Real Estate Inc.
900 Commonwealth Place Virginia Beach, VA 23464

Phone: 757-605-1100
Cell: 757-285-9057 / Fax: 757-216-5533
E-mail: Click here / Website: HR-HOMES.COM


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